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Pair conned banks for `a better life'

PUBLISHED: 11:38 13 September 2008 | UPDATED: 21:16 05 July 2010

A LOWESTOFT man conned banks and building societies out of nearly £50,000 to try and give his family a better life, a court heard yesterday.

Charles Kobleck, 33, a chef, gave false information to obtain loans for his family, Norwich Crown Court heard.

A LOWESTOFT man conned banks and building societies out of nearly £50,000 to try and give his family a better life, a court heard yesterday.

Charles Kobleck, 33, a chef, gave false information to obtain loans for his family, Norwich Crown Court heard.

When his wife Emma, 30, found out, she at first asked him to stop but went on to obtain £1,600 by giving false information to obtain a loan.

The money was not spent on high living but day-to-day expenses, the court heard.

Charles Kobleck, of Smiths Walks, Lowestoft, admitted seven fraud offences and six charges of obtaining services by deception between August 2006 and October 2007. He also asked for 17 similar offences to be taken into consideration.

Emma Kobleck, of the same address, admitted fraudulently acquiring or using money gained from a financial institution between August 2006 and October last year. She also admitted obtaining services by deception on December 5 2006, at HSBC, by using a false name and fake employment and mortgage details.

The court heard Charles Kobleck was now trying to repay some of the money.

Recorder Karen Walden-Smith jailed Charles Kobleck for 12 months, suspended for two years, and ordered him to do 240 hours' unpaid work.

Emma Kobleck was given a three-month sentence, suspended for 12 months, and ordered to do 100 hours' unpaid work.

Mrs Walden-Smith told Kobleck: “All the offending behaviour has arisen from a desire, although it was misplaced, that you could provide better for your family,”

She said it was no excuse for the fraud which occurred over a prolonged period.

She added: “Despite the sum involved, nearly £50,000, you have nothing to show for that money. You had not been living an extravagant lifestyle.”

Angela Kerr, for the couple, said: “They are both extremely remorseful. It's quite clear this is something they will never do again.”

She said the offences happened when they were feeling desperate about their financial situation. Charles Kobleck had two children from a previous marriage and two children with his new wife and was devoted to his family.

“He wanted Emma to have a better life and did what he did to make her happy,” she added.

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